As I mentioned in my earlier post, there's a few important things that are left unsaid on the Pag-IBIG official site. It's instead discussed in the loan counseling session that you're required to attend first. (note: I've read elsewhere that it isn't required anymore. I would still attend though, because of the info shared there that might not be on their site.)
I haven't attended myself, so I relied on two coworkers who have attended and loaned from Pag-IBIG. (I'll post an update once I am able to attend the seminar/orientation)
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