"Idle hands are the devil's workshop." Or so an old saying goes.
While the correlation between "evil" and idleness maybe debatable, it's not far-fetched that when we've got absolutely nothing to do, we might end up being up to no good.
And that's actually very relevant in personal finance.
There's a whole lot of stuff out there designed specifically to entice you to spend money. And so when you find yourself with spare time and looking for something to do, there's a great chance you'll end up spending money.
In this case, idle time is your wallet's bane.
It's not a bad idea to have inexpensive, "default" activities to fall back on:
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